{
  "meta": {
    "note": "与「主数据编码」页代收/代付 payTypeCode 表配套：三列取值含义——「是」表示该产品形态下通常必填对应开放接口字段；「否」表示多数场景不需要；「条件」表示是否必填取决于账号形态、国家规则或渠道附录；「—」表示未在本文件单独标注，须以对应渠道 pay_type_code 附录与商户开通配置为准。代收：银行类≈instrument.bankCode；身份类≈付款人证件（少见）；手机类≈payerPhone 等。代付：银行类≈payeeBankCode/路由；身份类≈payeeIdCard；手机类≈payeeMobile。",
    "updatedAt": "2026-06-17"
  },
  "hints": {
    "novavexis_bd_acquire_bkash": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_bd_acquire_nagad": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_bd_acquire_rocket": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_br_acquire_pix_qrcode": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_ph_acquire_phqr": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_ph_acquire_gcash": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_pk_acquire_pkr_easypaisa": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_pk_acquire_pkr_jazzcash": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_pk_acquire_pkrqr": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_vn_acquire_vnqr": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_mx_acquire_spei": {
      "bankCode": "条件",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_in_payout_personal_bank": {
      "bankCode": "是",
      "identityDoc": "否",
      "mobile": "否"
    },
    "novavexis_in_payout_inru": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "否"
    },
    "novavexis_bd_payout_bkash": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_bd_payout_nagad": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_bd_payout_rocket": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_br_payout_pix_cpf": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "否"
    },
    "novavexis_br_payout_pix_email": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "否"
    },
    "novavexis_br_payout_pix_phone": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_br_payout_pix_cnpj": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "否"
    },
    "novavexis_br_payout_pix_bank": {
      "bankCode": "是",
      "identityDoc": "否",
      "mobile": "否"
    },
    "novavexis_br_payout_pix_random": {
      "bankCode": "否",
      "identityDoc": "条件",
      "mobile": "否"
    },
    "novavexis_br_payout_pix_evp": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "否"
    },
    "novavexis_ph_payout_gcash": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_ph_payout_personal_bank": {
      "bankCode": "是",
      "identityDoc": "否",
      "mobile": "否"
    },
    "novavexis_vn_payout_personal_bank": {
      "bankCode": "条件",
      "identityDoc": "否",
      "mobile": "否"
    },
    "novavexis_mx_payout_personal_bank": {
      "bankCode": "条件",
      "identityDoc": "否",
      "mobile": "否"
    },
    "novavexis_mx_payout_clabe": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "否"
    },
    "novavexis_id_payout_personal_bank": {
      "bankCode": "条件",
      "identityDoc": "否",
      "mobile": "否"
    },
    "otomatis_id_acquire_qris": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "否"
    },
    "otomatis_id_acquire_va": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "否"
    },
    "otomatis_id_payout_bank": {
      "bankCode": "是",
      "identityDoc": "否",
      "mobile": "否"
    },
    "novavexis_pk_payout_personal_bank": {
      "bankCode": "是",
      "identityDoc": "否",
      "mobile": "否"
    },
    "novavexis_pk_payout_jazzcash": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "novavexis_pk_payout_easypaisa": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "cowpay_bd_acquire_bkash": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "cowpay_bd_acquire_nagad": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "cowpay_bd_acquire_bkash_native": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "cowpay_in_acquire_bkash": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "cowpay_in_acquire_nagad": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "cowpay_in_acquire_bkash_native": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "cowpay_pk_acquire_jazzcash": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "cowpay_pk_acquire_easypaisa": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "cowpay_bd_payout_common": {
      "bankCode": "是",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "cowpay_in_payout_common": {
      "bankCode": "是",
      "identityDoc": "否",
      "mobile": "否"
    },
    "cowpay_pk_payout_jazzcash": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "cowpay_pk_payout_easypaisa": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "ynuopay_us_acquire": {
      "bankCode": "条件",
      "identityDoc": "条件",
      "mobile": "条件"
    },
    "ynuopay_in_acquire": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "ynuopay_in_acquire_wakeup": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "ynuopay_in_payout": {
      "bankCode": "条件",
      "identityDoc": "条件",
      "mobile": "条件"
    },
    "ynuopay_bd_acquire_bkash": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "ynuopay_bd_acquire_nagad": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "ynuopay_bd_acquire_rocket": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "ynuopay_bd_acquire_uaw": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "ynuopay_bd_payout_upay": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "ynuopay_bd_payout_bkash": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "ynuopay_bd_payout_nagad": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "ynuopay_bd_payout_rocket": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "ynuopay_ph_acquire_gcash_native": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "ynuopay_ph_acquire_gcashwap": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "ynuopay_ph_payout_gcash": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "ynuopay_ph_payout_maya": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "条件"
    },
    "cowpay_us_acquire_cashapp": {
      "bankCode": "?",
      "identityDoc": "?",
      "mobile": "??"
    },
    "cowpay_us_acquire_chime": {
      "bankCode": "?",
      "identityDoc": "?",
      "mobile": "??"
    },
    "cowpay_us_acquire_bankcard": {
      "bankCode": "??",
      "identityDoc": "?",
      "mobile": "??"
    },
    "cowpay_us_acquire_paypal": {
      "bankCode": "?",
      "identityDoc": "?",
      "mobile": "??"
    },
    "cowpay_us_acquire_applepay": {
      "bankCode": "?",
      "identityDoc": "?",
      "mobile": "??"
    },
    "cowpay_us_acquire_googlepay": {
      "bankCode": "?",
      "identityDoc": "?",
      "mobile": "??"
    },
    "cowpay_us_acquire_ach": {
      "bankCode": "??",
      "identityDoc": "?",
      "mobile": "??"
    },
    "cowpay_us_payout_cashapp": {
      "bankCode": "?",
      "identityDoc": "?",
      "mobile": "?"
    },
    "cowpay_us_payout_paypal": {
      "bankCode": "?",
      "identityDoc": "?",
      "mobile": "?"
    },
    "cowpay_us_payout_chime": {
      "bankCode": "?",
      "identityDoc": "?",
      "mobile": "?"
    },
    "cowpay_us_payout_zelle": {
      "bankCode": "?",
      "identityDoc": "?",
      "mobile": "?"
    },
    "cowpay_us_payout_venmo": {
      "bankCode": "?",
      "identityDoc": "?",
      "mobile": "?"
    },
    "cowpay_us_payout_card": {
      "bankCode": "?",
      "identityDoc": "?",
      "mobile": "?"
    },
    "cowpay_us_payout_ach": {
      "bankCode": "?",
      "identityDoc": "?",
      "mobile": "?"
    },
    "ccpay_in_acquire_h5": {
      "bankCode": "?",
      "identityDoc": "?",
      "mobile": "?"
    },
    "ccpay_in_payout_bank": {
      "bankCode": "?",
      "identityDoc": "?",
      "mobile": "?"
    },
    "ccpay_in_payout_upi": {
      "bankCode": "?",
      "identityDoc": "?",
      "mobile": "?"
    },
    "fendpay_in_acquire_h5": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "否"
    },
    "fendpay_in_payout_bank": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "是"
    },
    "fendpay_in_payout_upi": {
      "bankCode": "否",
      "identityDoc": "否",
      "mobile": "是"
    }
  }
}